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Cost of Surrogacy
How Much Does Surrogacy Cost
If you are considering surrogacy as a path to parenthood, it is understandable you would be concerned about how much surrogacy may cost.
It is a big step and the investment isn’t just financial, it also involves your deepest emotions. That’s why we take a straightforward approach to breaking down the cost of surrogacy. All expenses are described, documented and itemized in our fee schedule, with payments made at specified times before and during the recruitment, matching, and legal agreement stages.
An average cost of surrogacy
At Pinnacle Surrogacy, the average cost for the full surrogacy process typically falls between $140-160k. However, your individual circumstances can impact the total amount of how much surrogacy costs. For example, if the gestational surrogate needs a c-section, has to travel, or is carrying twins, costs will increase. Costs are also affected by the gestational surrogate’s health insurance coverage. Our initial, detailed fee schedule you receive takes into consideration all of these possibilities. All our surrogates are medically and psychologically screened and ready for their journeys.
While some surrogacy agencies may seem to offer slightly lower pricing at first glance, these numbers often don’t account for all costs involved in the surrogacy process and intended parents will still need to pay legal, insurance, fertility doctor, and escrow charges in addition to the initial quote they receive.
We encourage you to contact us to discuss your individual circumstances, so that we can give you a better understanding of what to expect in terms of surrogacy cost.
What does the surrogacy cost cover?
At Pinnacle Surrogacy, our fees fall under one of three categories: consulting, case management, and escrow. These categories are fully explained in our fee schedule and our team will be happy to describe them further as you explore surrogacy.
Consulting Services Fee
The consulting services fee includes our agency’s fixed costs for recruiting gestational surrogates and facilitating your surrogacy journey. These costs include a professional case manager, the recruitment of qualified surrogates, the entire surrogate screening process, travel costs, and ongoing psychological support for the surrogate.
At Pinnacle Surrogacy, gestational surrogates are pre-screened before the matching process takes place. This greatly reduces not only the amount of time your surrogacy journey will take but eliminates the risk of your chosen surrogate failing the screening process, which would mean starting the whole process again.
During the screening process the surrogate undergoes extensive psychological and medical evaluations. These include home assessment by a medical social worker, background checks, psychological evaluations for both the surrogate and her spouse (if she has one), and a thorough medical evaluation to determine whether she will be able to deliver a healthy baby.
Case Management Fee
Once you have found your gestational surrogate and your match is confirmed, active management of your case begins. Case management includes everything that is necessary to ensure that all parties are prepared for, and fully supported during their surrogacy journey.
Our case management fees include the background screening that we require of all clients who want to become parents through surrogacy. Fees also cover your surrogate’s medical preparation for embryo implantation, as well as legal fees for you and your surrogate.
Escrow Payments
Funds held in escrow cover expected, and sometimes unexpected, costs associated with the surrogacy process. These costs may include:
- Surrogate fees and allowances
- Health insurance for the surrogate
- Expenses such as maternity clothing, child care, and travel
- Coverage of costs involving medical problems or complications related to the pregnancy or birth
- Coverage of child care and housekeeping in case the surrogate is put on bed rest by her physician
- Additional administrative costs
Do I need to pay all surrogacy costs at once?
No. Payments are made in stages. Your consulting fee is due when you make the decision to pursue the surrogacy journey. Once you’ve made a match with a gestational surrogate, you’ll need to pay your case management fee. Your escrow deposit is due upon signing your legal agreement.
Both the consulting services fee, as well as the case management fee, are non-refundable upon payment. Unused funds in your escrow account are refundable in accordance with our policies. If you have any questions about these policies, please don’t hesitate to get in touch with us. Our staff members will be happy to answer questions and address any concerns that you may have.
Surrogacy Financing
We understand that conversations about costs can be overwhelming. Fortunately, there are options for financing the cost of surrogacy. At Pinnacle Surrogacy, we work with two lenders who offer loans with favorable terms to individuals and couples. These lenders include:
Why Choose the Pinnacle Surrogacy Program?
Pinnacle Surrogacy offers the highest level of professionalism and peace of mind to parents, gestational surrogates, and egg donors.
Because of our commitment to surrogacy, we take the time to pre-screen potential surrogates, as well as their spouses, before beginning the matching process. This not only helps to ensure a healthy pregnancy and a healthy baby, but it also minimizes the risk that can come from working with a surrogate who has not been medically or psychologically cleared for this process and may not qualify for surrogacy.
While these safeguards can, in some cases, increase the initial quote for the costs of the surrogacy journey, we’ve found that they actually serve to control expenses: our policies help you to find and match with a surrogate quickly and avoid the disappointment of a match that fails well into the process. In addition, you will have the peace of mind of knowing that your legal rights are protected. Pinnacle Surrogacy also has a policy of only facilitating gestational surrogacy. This means that the surrogate does not have any genetic or biological relationship to the baby. Children born from gestational surrogacy are the result of embryo implantation. The embryo may be created from egg and sperm from you and your spouse or partner, egg or sperm from one of you and that of a donor, or entirely from donors.
Finally, we offer an all-inclusive approach to surrogacy costs. Fees for recruitment, screening, case management, matching, psychological support, financial support of your surrogate and legal services are all included and quoted up-front. Other fees and costs, which are less easy to determine at the beginning of your journey, are covered through a refundable escrow fund. Our costs are itemized for your review and we encourage you to ask questions as you consider our program and our fees.
We take this structured, transparent approach because we want to help ensure that you have as few surprises as possible during the surrogacy process. We understand that you have placed an enormous amount of trust in us and we want to honor that trust by helping you to understand and control costs from the very beginning.
If you would like to talk with someone to begin your surrogacy process or find out more information, please contact us online or call us at 877 261 0392. For a list of answers to common questions, visit our frequently asked questions page.
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